Writing

Writing by Arjun Lalwani

Essays on mortgage technology, marketplaces, and what happens when you rebuild home lending as software.

Essays

• August 26, 2026
  What YouTube Shopping Taught Me About Mortgage Marketplaces
  Arjun Lalwani ran YouTube’s Shopping Monetization team, then got rejected for a mortgage. On why mortgage “marketplaces” are really lead farms — and what an actual marketplace for home loans looks like.
• April 11, 2025
  The System Wasn’t Built for People Like Us. That’s Why We’re Rebuilding It.
  The founding manifesto: why two immigrant first-time homebuyers — Arjun Lalwani and Helly Shah — got flattened by the mortgage process and started building the company that became Ralo.

More on Medium

• MediumJuly 11, 2024
  Navigating the EB-1 Visa: My Experience and Advice
  How Arjun self-petitioned for the EB-1A “extraordinary ability” green card — the criteria strategy that worked, and advice for other founders and operators.
• Medium
  Navigating APM Interviews
  A practical guide to associate product manager interviews, from landing the interview to the loop — written after going through Google’s APM process.

Follow along on X, LinkedIn, or Medium. Coverage about me and Ralo lives on the press page.